If your child is disabled and you must leave your job to care for him around the clock, you may qualify for Supplemental Security Income (SSI). This insurance is not easy to get. Often, it’s harder to get than Social Security disability insurance as an adult. With that said, it is not impossible to qualify for SSI, and there are benefits available to your family.
How Supplemental Security Income for Children Works in Pennsylvania
When you apply for SSI, it is your child who technically receives the benefits, as he is the one disabled.
Usually, the only way you can qualify to receive SSI is if your family’s income is low. After your child turns 18, he may continue to receive SSI, but he will have to reapply for it at that point. You may also qualify to receive Medicaid.
Adult applicants must prove that they are able to return to work. For children, the criteria for approval are different. When applying, you must show that you meet income and medical eligibility requirements. These are as follows:
- Your child is not currently working. If he is, he may not be earning over $1,040 per month.
- Your child has severe limitations. The limitations must interfere with his ability to function at the same level as other children of his age.
- Your child’s disability is expected to last for 12 months or more.
Showing your child’s disability and how it impacts your career is not easy. The Social Security Administration (SSA) has very strict requirements about what they need to see in order to approve your application. Most applications get denied the first time. This is especially true of cases where children are applying for SSI.
At Norfleet & Lafferty, we take on the fight for Social Security disability benefits for children in Pennsylvania. Although these are some of the most difficult cases to win, we know what it takes to show the SSA your child needs benefits.
Has your family applied for SSI for a disabled child? What was the process like for you? Let us know in the comments below.